Chornyak & Associates, Ltd.

With more than 30 years' experience in the financial planning field, Joe is the managing partner of the firm. His financial advisory philosophy is based upon broad investment diversification and conservative risk taking.

He separately holds Series 7, 63, and 24 registrations as an Investment Adviser Representative of Commonwealth Financial Network®. In 2009, Joe was named among the nation's top investment advisors by Barron's¹ and was listed among the top 25 independent financial advisors in the United States by Registered Rep² magazine in August 2010. He attended The Ohio State University business program and received the CERTIFIED FINANCIAL PLANNER™ professional certification in 1982.

¹Ohio advisors based on assets under management.
²National survey based on assets under management.
Accounts are managed through Commonwealth Financial Network.

Bob's career in financial planning spans more than 25 years. At Chornyak & Associates, he provides a wide range of advice, including portfolio management, tax planning, and estate planning. He joined the firm in 1987 and has held his CERTIFIED FINANCIAL PLANNER™ professional certification since 1991. Bob separately has FINRA Series 7, 63, and 24 registrations as an Investment Adviser Representative of Commonwealth Financial Network. He is a graduate of The Ohio State University with a degree in business, majoring in finance.

Joe, Jr. has been with Chornyak & Associates since 1993. In addition to being a financial advisor, he is head of internal operations, marketing, and procurement. He holds FINRA Series 7 and 63 registrations as an investment advisor representative of Commonwealth Financial Network and is a CERTIFIED FINANCIAL PLANNER™ professional. Joe is a graduate of the University of Dayton with a Bachelor of Arts degree in economics and a minor in finance.

Suzi is a Financial Advisor who provides comprehensive financial planning services to clients. She separately holds FINRA Series 7 and 66 registrations as an Investment Adviser Representative of Commonwealth Financial Network® and is a Certified Public Accountant. Suzi is a seasoned professional joining the firm in 2012 after 20+ years of management and finance roles at DSW Inc, Tween Brands, JPMorgan Chase, and tax and audit roles at Price Waterhouse. She has a Bachelor's in Business Administration (BBA) from Ohio University, majoring in accounting, and an MBA in finance and marketing from the Fisher College of Business at The Ohio State University.

Adam, a Certified Public Accountant who joined the firm as Tax Manager in December of 2008, leads our income tax planning and compliance efforts. His past experience includes tax consulting for Deloitte Tax LLP's private client advisory group. In addition, he is a current member of the American Institute of Certified Public Accountants as well as the Ohio Society of CPA's. Adam is an honors graduate of The Ohio State University's Fisher College of Business, where he majored in accounting.

Jan supports the advisors and clients in the establishment, management, service, and documentation of client investment accounts. She has been with the firm since 2000 and her background includes commercial real estate, insurance, and corporate accounting with firms such as Brach Candy and Robert Bosch LLC in Chicago. Jan graduated with a business degree from the University of Wisconsin-Whitewater.

Jason works with the planning staff by developing personal balance sheets for clients and gathering data for new financial plans and annual updates. He has been with Chornyak & Associates for nearly seven years since graduating from Wittenberg University with a BA in business management.

Carol brings more than 25 years of experience in the financial planning industry to the Chornyak & Associates team. Her professional credentials include FINRA Series 7, 63, and 66 registrations (held through Commonwealth Financial Network^®), an MBA from the University of Dayton, and a BS in accounting and finance from Miami University of Ohio. Prior to joining Chornyak & Associates in 2011, Carol was a Registered Representative with Financial Technology, Inc., in East Lansing, Michigan, Cadre Securities in Ronkonkoma, New York, and Smith Barney in Dayton. Her background in the financial services industry enhances our already strong client services capabilities.

Ruth Ann comes to Chornyak & Associates with a well rounded background in administrative services, sales coordination, credit management, and liaison responsibilities between senior financial advisors and their clients. She has worked for well known and respected companies in financial services both in Columbus and Pittsburgh, Pennsylvania. Ruth Ann assists clients and staff by maintaining records, providing general administrative support, and building customer relationships.

Jane has over 18 years of experience in administrative, project management, and client service roles. Her background includes supporting corporate executives and their finance teams and most recently was operations liaison for an independent wealth advisor. At Chornyak & Associates, Jane provides client service and administrative support involved with establishing and managing client investment account transactions. She holds a BS from the Ohio State University.